Certificates
Relax ... you're in charge.
Save money for future expenses or give your savings a boost with our competitive-rate Certificates!
Additional Features
- Minimum deposit of $500 required to open.
- Competitive market rates with rates as high as 2.02% APY.3
- Multiple term options.
- Dividends paid quarterly.
- Automatic renewal notification.
- Our Certificates are eligible for Dividend Amp4 - an easy way to fund Loyalty Select5 with the dividends you earn on your Certificate. Click here for more information.
Certificates Calculator
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1 Allowed a one-time dividend rate upgrade request during the original term. At the time of request, the dividend rate will be increased to the dividend rate offered at that time for the same product and
term and will be fixed until the original certificate maturity date.
2 To qualify, you must have a checking account opened at least six (6) months with a minimum of ten (10) member-initiated transactions
within the past sixty (60) days and must already have one of the following FFCU products: a credit card, loan, certificate or IRA.
3 Annual Percentage Yield, terms and conditions are subject to
change without notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty may be imposed for early withdrawal. Fees could reduce earnings.
4 All account types
may not be eligible for the Dividend Amp program. By enrolling, all suffixes under the selected account number are enrolled, except for IRA Share Certificates which are not eligible. The Credit Union
reserves the right to cancel or modify the Dividend Amp program at any time. For a complete list of terms, conditions and qualifications, please call +1 (202) 964 0006 or
go to nationalfincorp.com/dividend-amp.
5 Annual Percentage Yield of 5.38% is accurate as of April 6, 2020. The APY may change after the account is opened. No minimum balance is required to open the account or earn the advertised APY.
Fees may reduce earnings. Deposits can only be made by FFCU through qualifying or enrolling in a Loyalty Account Program, and members may receive a 1099-MISC for qualifying Loyalty Select deposits.
Click here for full terms and conditions.